Student Insurance

Cover for Fees, Flights, Possessions, Accidents, Medical etc.

All for FREE!

English Today is proud to work with Endsleigh Insurance to bring automatic complementary  insurance, for fees, travel, possessions and medical requirements for each student and group-leader registered to study with us.  There is no extra charge to the individual and it is provided automatically unless the beneficiary requests cancellation.  The insurance is effective in 2 phases:

  • Cancellation cover, for fees and deposits made, is effective from the time of first financial commitment.
  • The remaining full cover starts as soon as the individual leaves home en route to English Today.

Cover remains effective until the student returns home, unless a break is taken in Europe between the end of the English Today course and the commencement of travel homewards.  If such a plan is intended, cover can be provided at extra cost from English Today.

International Student Insurance for Fees and Travel

for Students & Group Leaders

This international student travel insurance policy is designed to cater for the insurance needs of persons studying in the UK on a trip arranged by English-Today. The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.

Key features and benefits:

  •  A 24 hour helpline for medical emergencies
  •  Emergency medical expenses in the event of illness or injury
  •  Protection against cancellation or curtailment charges
  •  Cover for loss or damage to baggage and personal money
  •  A wide range of sports and activities covered
  •  Cover for irrecoverable pre-paid college, university or language school fees
  •  Leisure trips within Europe and any trip outside the UK if part of your course

Key eligibility criteria and exclusions:

  •  Not available to anyone aged 66 or over
  •  No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording
  •  No cover where the FCO or World Health Organisation has advised against travel
  •  No cover where travel is not departing from and returning to your home country
  •  Each claim will be subject to a £50 excess wherever an excess applies

The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.

Insurance Summary

Benefits

Maximum

Excess

Cancellation or curtailment charges £3,000 £50
Emergency medical & other expenses

Emergency dental treatment

£2,000,000

£500

£50

 

Personal accident (subject to age) £30,000 £0
Baggage

Single article, pair or set limit

Valuables limit in total

£1,000

£200

£300

£50

 

 

Personal money, passport & documents

Currency, notes and coins

Other personal money and documents

Passport or visa

 

£100

£100

£500

£50

 

 

 

Personal liability £1,000,000 £100
Missed departure £250 £50
Overseas legal expenses & assistance £50,000 £0
Course fees £8,000 £50

Endsleigh Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at https://register.fca.org.uk/ .

Endsleigh Insurance Services Limited. Company No. 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL514UE.

How To Report An Incident Or Make A Claim

Your claim will be handled by your insurer, Endsleigh or other agents acting on behalf of your insurer.

Travel Insurance +44(0) 1202 038 946 Mon-Fri: 8am to 8pm
Sat: 8am to 4pm
www.endsleigh.co.uk/claim-centre
Medical Assistance +44(0) 1243 621 058 24 hours
Legal Expenses +44(0) 1179 045 831 Mon-Fri: 9am to 5pm

How To Make A Complaint

If the group policyholder and/or a beneficiary wish to make a complaint, in the first instance, please contact the person who originally dealt with the enquiry. They will aim to resolve the complaint on the same day. Alternatively the group policyholder and/or a beneficiary can contact us:

by post:        Customer Liaison Department
Endsleigh Insurance Services Ltd.
Shurdington Road,
Cheltenham
GL51 4UE

by phone:        0800 085 8698

If the group policyholder’s and/or beneficiary’s complaint is not resolved to their satisfaction they have the right to ask the Financial Ombudsman Service to review their case if they are any one of the following:
1) a consumer;
2) a micro-enterprise (employing fewer than 10 persons; with a turnover or annual balance sheet that does not exceed €2 million) at the time the complaint is referred to Endsleigh (or its                                     representative such as an AR);
3) a charity which has an annual income of less than £1 million at the time the complaint is referred to Endsleigh (or its representative such as an AR);
4) a trustee of a trust which has a net asset value of less than £1 million at the time the complaint is referred to Endsleigh;
5) a Consumer Buy To Let consumer (where the complaint is about a Consumer Buy to Let Mortgage or service)

Contacting the Ombudsman will not affect your rights to take legal action against us.

If you do not fall within the categories above and your complaint has not been resolved to your satisfaction, you have the right to take legal action against us.

Policy Documents in PDF Format

Student Insurance Policy 2019 Insurance Summary_Traditional Chinese_2019 Insurance Summary_Polish_2019
Statement of Insurance Insurance Summary_Simplified Chinese_2019 Insurance Summary_Portuguese_2019
Summary English (IPID) Insurance Summary_German_2019 Insurance Summary_Spanish_2019
Table of Benefits Insurance Summary_Italian_2019