Student Insurance

Cover for Fees, Flights, Possessions, Accidents, Medical etc.

All for FREE!

English Today is proud to work with Endsleigh Insurance to bring automatic complementary  insurance, for fees, travel, possessions and medical requirements for each student and group-leader registered to study with us.  There is no extra charge to the individual and it is provided automatically unless the beneficiary requests cancellation.  The insurance is effective in 2 phases:

  • Cancellation cover, for fees and deposits made, is effective from the time of first financial commitment.
  • The remaining full cover starts as soon as the individual leaves home en route to English Today.

Cover remains effective until the student returns home, unless a break is taken in Europe between the end of the English Today course and the commencement of travel homewards.  If such a plan is intended, cover can be provided at extra cost from English Today.

International Student Insurance for Fees and Travel

for Students & Group Leaders

This international student travel insurance policy is designed to cater for the insurance needs of persons studying in the UK on a trip arranged by English-Today. The product provides cover including emergency medical assistance and medical costs, protection in the event of cancellation or curtailment, cover for loss, theft of or damage to baggage and personal money.

Key features and benefits:

  •  A 24 hour helpline for medical emergencies
  •  Emergency medical expenses in the event of illness or injury
  •  Protection against cancellation or curtailment charges
  •  Cover for loss or damage to baggage and personal money
  •  A wide range of sports and activities covered
  •  Cover for irrecoverable pre-paid college, university or language school fees
  •  Leisure trips within Europe and any trip outside the UK if part of your course

Key eligibility criteria and exclusions:

  •  Not available to anyone aged 66 or over
  •  No cover under cancellation or curtailment charges, emergency medical expenses or personal accident relating to any reason set out under ‘Important conditions relating to health’ – see group policy wording
  •  No cover where the FCO or World Health Organisation has advised against travel
  •  No cover where travel is not departing from and returning to your home country
  •  Each claim will be subject to a £50 excess wherever an excess applies

The table below displays a summary of the maximum amounts which are payable under each section. Please note the group policy is subject to terms, conditions, limits and exclusions – please refer to the group policy wording and the statement of insurance for full details of the cover available.

Insurance Summary

Benefits

Maximum

Excess

Cancellation or curtailment charges £3,000 £50
Emergency medical & other expenses

Emergency dental treatment

£2,000,000

£500

£50

 

Personal accident (subject to age) £30,000 £0
Baggage

Single article, pair or set limit

Valuables limit in total

£1,000

£200

£300

£50

 

 

Personal money, passport & documents

Currency, notes and coins

Other personal money and documents

Passport or visa

 

£100

£100

£500

£50

 

 

 

Personal liability £1,000,000 £100
Missed departure £250 £50
Overseas legal expenses & assistance £50,000 £0
Course fees £8,000 £50

Endsleigh Insurance Services Limited is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register by visiting its website at https://register.fca.org.uk/ .

Endsleigh Insurance Services Limited. Company No. 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL514UE.